- Motorcycle Insurance
Motorcycle Insurance in Texas
Texas is the state of motorcycles - statistically, the Lone Star state has more motorcycle owners than any other state in the country. If you are one of them, then you should know how it is important to have proper motorcycle insurance protecting you and your precious vehicle. If you are shopping for motorcycle insurance, InsPeak from Arlington, TX prepared the list of a few things you should know before getting certain coverage:
- Motorcycle insurance is required by law. Like in any other state, motorcyclists in Texas are required to carry the minimum coverage. A motorcycle owner must show proof of insurance before registering a vehicle.
- Consequences of operating without insurance. Riding a motorcycle without proper insurance in TX is illegal and can result in various penalties, including fines and license suspension.
- Insurance is required for all motorized vehicles with saddles for a rider. This means that you need insurance not only for a classic motorcycle, but also for a scooter, moped, a three-wheeled motorbike, and a motor-driven cycle.
- Additional insurance coverage is recommended. The minimum liability insurance covers only the damage a motorcyclist causes if he gets into an accident. It does not cover any damages or repairs to the motorcycle itself. Therefore, it is highly recommended to take out additional insurance coverage that will cover all other expenses, including property, medical, and personal costs. The more additional insurance you can afford, the better.
If you are a motorcycle owner from Arlington, TX and you are shopping for motorcycle insurance, our professional and experienced agents from InsPeak are ready to help you navigate the ins and outs of motorcycle insurance. Give us a call today or visit our website to find out how we can help to protect you and your precious vehicle on a road.