Most insurance policies are stand-alone policies. You can bundle policies x but you don't need to, you can just buy them alone. Umbrella insurance cannot be bought unless you already have a policy with liability coverage. This includes home, condo, renters, auto, and commercial liability insurance. All of these policies have set limits on basic liability. If you have a considerable amount of assets, those basic limits may not be enough to give you the amount of protection you need to feel protected. Talking to our knowledgeable agents at InsPeak in Arlington, TX can give you the answers you need to determine if umbrella insurance is something that you want and need.
Our talented team knows the best umbrella insurance carriers for Texas residents and as an independent agency, we represent only the most trusted providers. In the event that you are involved in a situation that could lead to liability, it is important for your peace of mind that you know you have enough insurance to make sure your assets will not be at risk. Liability can be incurred in many different ways. It may be the result of an auto accident where you are deemed at fault. It can be when someone is injured while visiting your home or business. It can even be your furry friend getting into trouble. All of these can result in someone suing you.
When legal action is taking against you, it may be necessary for you to hire legal representation. This can get expensive quickly. Things are bigger in Texas and judgments are no exception. Umbrella insurance is excess liability coverage which will kick in when the limits of your first policy have been met. It can make the difference between losing everything you have worked so hard for and saving your assets.
At InsPeak in Arlington, TX we want to make sure our customers are protected from all the bad things which can happen in life. Give our office a call or stop by and let us give you a no-obligation quote for this valuable coverage.